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Our Approach

Our philosophy is to provide cutting edge financial services to clients across the U.S. at rates that others strive to achieve.  We believe that by controlling the financial services and the hardware solution, our customers can be successful in any market segment.

Our Story

Our company has been manufacturing kiosk hardware and software solutions for over 10 years and has become one of the preeminent providers in the United States.

Meet the Team


Kent Bowden


Bowden began his career at AT&T Network Systems and later Bell Labs where he redesigned company processes and specified strategic requirements for new information systems. As systems engineer for AT&T and senior project manager for Baker Hughes – EIMCO, Bowden designed information systems and redesigned business processes. Bowden transitioned to a Datawise/OptiComp Oracle Consulting Group where he developed large Oracle Database Systems for clients.

Bowden received a Bachelor of Science degree in chemical engineering from the University of Oklahoma and a Master of Science degree in industrial engineering and management from Oklahoma State University.


Mike Carpenter

Vice President

Carpenter began his career working as a computer technician for Integrity Gaming. While there, he gained extensive experience managing servers, server software, and networks primarily with the Native American market.

Today as a co-owner, he uses that knowledge to build m3t market share in across the US.  His primary role is leading the kiosk assembly and quality assurance division located in Bloomington, Illinois.

Carpenter holds a Bachelor of Science degree in business administration and a Bachelor of Arts degree in secondary education from University of Science and Arts of Oklahoma.


Dylan Waddle


For seven years Waddle served as a government affairs manager and lobbyist for Devon Energy Corporation, a Fortune 500 company headquartered in Oklahoma City. From there, Waddle was tapped to run the Love's Entrepreneurship Center at Oklahoma City University (OCU), his alma mater. During Waddle's management of the Love's Center's activities, he assisted more than 60 small businesses in developing successful and sustainable operations.

Waddle was introduced to m3t through his work at the Love's Center, and today he directs the development of the company's business model, strategic partnerships and day-to-day operations.

Waddle graduated Magna Cum Laude from OCU with a Bachelor of Science degree in economics and also holds an MBA from OCU.

Next Steps...

Please contact us at sales@m3ts.com or 1-877-706-7394 with any questions or inquiries.